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Contractor Payment Processing, Online and in Person

Get paid on the spot — or the moment they open the invoice. Take a card on your iPhone with no extra hardware, send a Pay Now link, or collect a deposit before you start. Payments run through Stripe.

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Three ways to get paid in Workly. In person: an iPhone with Tap to Pay on iPhone ready to take $280.00 for Invoice #1042, with the prompt Hold card near the top of iPhone. Online: Invoice #1042 for Sarah Mitchell, total due $280.00, with a Pay Now button. Estimate deposit: Estimate #1038 with a deposit of $100.00 due now and a Pay deposit button.

Tap to Pay on iPhone

Your phone is the card reader. The customer taps their contactless card or phone to your iPhone — paid before you leave the driveway.

No reader to carry, charge or lose. Tap to Pay on iPhone works on a compatible iPhone with supported contactless cards and digital wallets.

A customer taps a contactless Visa card to the top of a contractor's iPhone running Workly with Tap to Pay on iPhone. The phone reads the card and shows Invoice #1042 from Bayside Renovation, $280.00, Paid · Just now. No card reader is used.

Pay Now on every invoice

Not standing together? Every invoice goes out with a Pay Now button. The customer pays by card from their phone in seconds, and you see it the second it lands.

Perfect for the property owner who’s out of town, or the bill you send after the visit.

Customer view: Sarah Mitchell opens Invoice #1042 from Bayside Renovation on her phone, $280.00, taps Pay Now and pays by Visa card. On the contractor's iPhone a notification lands right away, Sarah Mitchell paid Invoice #1042, $280.00, and the invoice shows Paid.

Collect a deposit before work begins

Materials to order, a day to block out? Request a deposit on the estimate. The customer sees exactly what it covers and pays it with the same link before you start — the estimate flips to Deposit collected.

The deposit carries over to the invoice, so the final bill is the balance — no math at the kitchen table.

Sarah Mitchell views Estimate #1038 from Bayside Renovation on her phone: remove old faucet $60.00, install customer-supplied faucet $160.00, leak check $60.00, total $280.00, and a deposit of $100.00 due now. She pays the deposit and the estimate shows Deposit collected. Then Invoice #1042 shows total $280.00, deposit paid minus $100.00, balance due $180.00.

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Questions about taking payments

Can I accept card payments on my iPhone without a card reader?

Yes. With Tap to Pay on iPhone, the customer taps their card or phone to your compatible iPhone — no extra hardware.

Can I collect a deposit on an estimate?

Yes. Set the deposit on the estimate; the customer pays it when they sign, and it’s deducted from the invoice.

Are online and in-person payments both supported?

Yes. Pay Now links online, Tap to Pay on iPhone when you’re together — both through Stripe. Eligible customers may also see pay-over-time options; see customer financing.

Finish the job, get paid, drive to the next one.

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